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For years, if a small business in Canada wanted alternative financing outside the traditional "Big Five" banks, the process required a deeply uncomfortable compromise. You’d find a digital lender, fill out an application, and then face the screen-scraping barrier: a prompt asking you to hand over your primary online banking username and password. Behind the scenes, a script would log into your account, mimic a human user, scrape your transaction history, and dump it into an u

In the land of maple leaves and polite apologies, Canada's banking sector stands as a pillar of stability—profitable, concentrated, and...

For decades, your credit score has been the gatekeeper to financial opportunity in Canada. But that's rapidly changing. The scope of...